SMES – Small Micro-Enterprises

This is health insurance specifically designed for small businesses with groups of 3 and above employees.

The cover insures members from the age of 0-84years depending on the insurance company. The benefits are comprehensive taking care of both in and outpatient services, maternity, oversees referral, dental and optical, preexisting and chronic conditions benefits, evacuation for both road and air with a wide range of health care providers.